Gladstone's past collect film to dcbl help

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b21maleuk
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#1 Gladstone's past collect film to dcbl help

Post by b21maleuk » 12 Jul 2017 17:46

Cut this short I need some advise would be much appreciated

I had a parking fine from euro car parks ignored all of them. Gladstone's involved went to over a £100. went to Northampton court ignored that £240.now I face ccj if I pay it clears.ignored that one

Now Gladstone's have passed this on to dcbl £75 extra charge I have 14days to reply or face more. Charges?

What can I do and will I still have ccj tagged on me ?

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Amy
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#2 Re: Gladstone's past collect film to dcbl help

Post by Amy » 12 Jul 2017 19:50

Have you checked your credit file...?

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#3 Re: Gladstone's past collect film to dcbl help

Post by Schedule 12 » 12 Jul 2017 20:07

DCBL only act as enforcement agents, the £75 charge is a compliance stage fee.

You can apply to stay and vary the judgment using court form N244. That stops enforcement and cancels the fees.
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#4 Re: Gladstone's past collect film to dcbl help

Post by b21maleuk » 13 Jul 2017 00:53

Hi Amy
I have not checked credit file?

Hi Jason
Were can I get form n244?

If I need to pay in the end.
I would rather pay now,instead of letting it reach something so high.
I think I went on to many forums saying ignore .

Thanks for all advice in advance

Please let me no what best steps I should take from here?

Thank you


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#6 Re: Gladstone's past collect film to dcbl help

Post by Amy » 13 Jul 2017 08:37

jasonDWB wrote:
12 Jul 2017 20:07
DCBL only act as enforcement agents, the £75 charge is a compliance stage fee.

You can apply to stay and vary the judgment using court form N244. That stops enforcement and cancels the fees.
They also act as debt collectors https://dcbltd.com/debt-recovery/

The OP needs to check their credit file to see if they already have a CCJ for this.

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#7 Re: Gladstone's past collect fine to dcbl help

Post by b21maleuk » 13 Jul 2017 18:35

If I have ccj what happens from there?

I'll fill in form n244 and post out asap
Either way would I have to pay? And will this keep shooting up higher ?

Thank for your help

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#8 Re: Gladstone's past collect film to dcbl help

Post by Amy » 13 Jul 2017 19:28

First and foremost you need to check your credit file and see if you already have a CCJ for this.

Find that out first and then we will have a clearer idea.

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Michelle
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#9 Re: Gladstone's past collect film to dcbl help

Post by Michelle » 13 Jul 2017 20:05

Amy wrote:
13 Jul 2017 19:28
First and foremost you need to check your credit file and see if you already have a CCJ for this.

Find that out first and then we will have a clearer idea.
The OP said it went to Northampton and they ignored it, sounds like a default CCJ.
Listen very carefully, I shall post this only once:
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#10 Re: Gladstone's past collect film to dcbl help

Post by Michelle » 13 Jul 2017 20:12

b21maleuk wrote:
13 Jul 2017 00:53
Hi Amy
I have not checked credit file?

Hi Jason
Were can I get form n244?

If I need to pay in the end.
The N244 fee is £255 for a set aside application, unless you qualify for fee remission as per form EX160a. Normally you can apply for set aside if you didn't receive the claim form, but it looks like you did. You'd also need a valid defence to the claim for the application to succeed, otherwise you'd be kissing good-bye to the £255.
b21maleuk wrote:
13 Jul 2017 00:53
I would rather pay now,instead of letting it reach something so high.
I think I went on to many forums saying ignore .
What forums were they? :o

Ignoring CCJs is not good advice, they can be enforced in various ways as you can see, they need to be dealt with, either set aside or a payment arrangement set up.
Listen very carefully, I shall post this only once:
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#11 Re: Gladstone's past collect film to dcbl help

Post by Michelle » 13 Jul 2017 21:41

Having been watching Can't Pay Will Take it Away, reminds me that the DCBL bar stewards are HCEOs, so how can they be enforcing a debt of £240 when the threshold for transferring up is £600?
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#12 Re: Gladstone's past collect film to dcbl help

Post by Pote Snitkin » 13 Jul 2017 22:13

Sometimes we're blind to the obvious ain't we Michelle? You're spot on - my guess is that DCBL are acting as DCAs and no CCJ exists.

B21 - can you post up the paperwork you've received, covering any personal info.
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#13 Re: Gladstone's past collect film to dcbl help

Post by b21maleuk » 13 Jul 2017 23:09

I ignored Northampton court letter
I did think it was a fake.
Euro carparks
Gladstone's was dealing with it.
If I pay the £255 set aside and it goes down the drain
I might Aswell pay up learn from this. Which is not to ignore.

Dcbl are adding another £75 fee
On top of monies owed in fine

Court cost,Gladstone's and eurocarparks total £360
If paid via dcbl

If I pay will my ccj clear?
I just don't want this going any higher.if I have to pay in the end do you think I should end it here and pay
Instead of fighting it out?

Thank you people

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#14 Re: Gladstone's past collect film to dcbl help

Post by Amy » 13 Jul 2017 23:23

Pote Snitkin wrote:
13 Jul 2017 22:13
Sometimes we're blind to the obvious ain't we Michelle? You're spot on - my guess is that DCBL are acting as DCAs and no CCJ exists.

B21 - can you post up the paperwork you've received, covering any personal info.
That is what I think also.

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#15 Re: Gladstone's past collect film to dcbl help

Post by Michelle » 14 Jul 2017 11:08

b21maleuk wrote:
13 Jul 2017 23:09
I ignored Northampton court letter
I did think it was a fake.
Northampton is the centralised processing centre for all claims issued online via MCOL or through the bulk service for creditors who issue lots of claims simultaneously. The claims are issued online and the court prints out the claims and sends them by first class post, so there's no official looking stamp nor personal service of documents, that doesn't make them less genuine.
b21maleuk wrote:
13 Jul 2017 23:09
Euro carparks
Gladstone's was dealing with it.
If I pay the £255 set aside and it goes down the drain
I might Aswell pay up learn from this. Which is not to ignore.
Indeed, one should never ignore anything that comes postmarked from Northampton.

One of the requirements to apply for set aside is not to have received the claim, the other is to have a solid defence to the claim, i.e. you don't owe the money, the debt is disputed or past the limitation period (statute barred), the goods or services were not provided, etc. If the money was due and you received the claim, I can't see your set aside application going very well.
b21maleuk wrote:
13 Jul 2017 23:09
Dcbl are adding another £75 fee
On top of monies owed in fine

Court cost,Gladstone's and eurocarparks total £360
That would be the compliance fee, but note our comments about this, since DCBL are HCEOs and debts under £600 cannot be transferred to the High Court for enforcement, they may be just acting as debt collectors, in which case they're not entitled to charge anything like that.
b21maleuk wrote:
13 Jul 2017 23:09

If I pay will my ccj clear?
When was the CCJ made? If paid within one month, CCJs are not recorded on the Registry Trust (public record) nor on your credit file.
If paid afterwards, they are marked as settled but still appear on record, and the Registry Trust can be searched by anyone upon payment of a small fee. :cry:
b21maleuk wrote:
13 Jul 2017 23:09
I just don't want this going any higher.if I have to pay in the end do you think I should end it here and pay
Instead of fighting it out?
Possibly, but you need to post up the paperwork from DCBL as suggested.
Listen very carefully, I shall post this only once:
Anything posted by me is from my own knowledge and experience, it is not legal advice or the official views of this forum.

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#16 Re: Gladstone's past collect film to dcbl help

Post by b21maleuk » 14 Jul 2017 21:18

Dcbl letter
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#17 Re: Gladstone's past collect film to dcbl help

Post by b21maleuk » 14 Jul 2017 21:23

Thank you
For your quick replys

This is letter recived
Was,my best action to have replied to the first ever letter that came through the door?
Would not have gone this,far.

This has been going on since 2016

I have 14days to reply or face more charges

What ever is best thing to do from here on in

Please guide me
Your advice,is,much appreciated

Have had nothing thing like this,before
Lost in as what to do

Thank you

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#18 Re: Gladstone's past collect film to dcbl help

Post by Pote Snitkin » 14 Jul 2017 21:26

It's a DCA letter, not a bailiff letter. DCBL seem to have changed tactics by revising their 'admin fee' to match the official bailiff compliance stage fee. Sneaky buggers.

You really need to find out whether this has actually gone to court and a CCJ has been granted - what other letters have you had? Perhaps call their bluff by asking them for the court reference number.
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On 29/06/17, Dodgeball said "Tax on income is not income tax". Discuss.

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#19 Re: Gladstone's past collect film to dcbl help

Post by Schedule 12 » 14 Jul 2017 22:18

Dent collectors cannot charge an "admin fee" to debtors. There is no contract between debtors and debt collectors, and legislation does not prescribed any such fees.

I recommend reporting this to trading standards because it's an offence of fraud to say an admin fee is owed when the debt collector knows it's not.

Reporting is always best done online. Say what happened, by who, give evidence and if you know it, what legislation is breached.

In this case, its section 2 of the Fraud Act 2006. There might be a case to answer under section 4 of the act because DCBL represented itself to be bailiffs (as DCBL) indicating they act under statutory powers when they know they do not.

The £75 fee is designed to make it appear it is a "compliance stage fee" for the execution of writs of control under the schedule of the Taking Control of Goods (Fees) Regulations 2014. These regulations are not available to debt collectors.

DCBL probably won't be around much longer. All their writs are being applied for using Claire Sandbrook's name and she is living in Florida. No other HCEO has insurance because of costly litigation claims brought against them, or are unwilling to lend their name to them due to their risky practices.
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#20 Re: Gladstone's past collect film to dcbl help

Post by Michelle » 14 Jul 2017 22:47

b21maleuk wrote:
14 Jul 2017 21:23
Thank you
For your quick replys

This is letter recived
Was,my best action to have replied to the first ever letter that came through the door?
Would not have gone this,far.

This has been going on since 2016

I have 14days to reply or face more charges

What ever is best thing to do from here on in

Please guide me
Your advice,is,much appreciated

Have had nothing thing like this,before
Lost in as what to do

Thank you
As previously noted, that's just a cheeky attempt to make you believe they are enforcing the judgment, when it's below the limit for HC enforcement. However, the judgment still has to be dealt with, as it can be enforced with county court bailiffs or an attachment of earnings.
Listen very carefully, I shall post this only once:
Anything posted by me is from my own knowledge and experience, it is not legal advice or the official views of this forum.

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#21 Re: Gladstone's past collect film to dcbl help

Post by b21maleuk » 15 Jul 2017 14:19

Thank you guys


What action should I take to resolve this ?

Deal straight with Northampton court ?
Gladstone's solicitors?

My case seems to have been to Northampton court and I'll check if I have ccj.

Do I reply back to dcbl for any such reason ?


Thank you

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#22 Re: Gladstone's past collect film to dcbl help

Post by Schedule 12 » 15 Jul 2017 21:22

Unless there is a judgment, you don't need to contact anyone. There is no enforcement power.
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#23 Re: Gladstone's past collect film to dcbl help

Post by Michelle » 15 Jul 2017 21:30

b21maleuk wrote:
15 Jul 2017 14:19
What action should I take to resolve this ?

Deal straight with Northampton court ?
Gladstone's solicitors?

My case seems to have been to Northampton court and I'll check if I have ccj.
This is the CCJ record, check to see if there is one: https://www.trustonline.org.uk/search-yourself

Northampton Court is just the centralised processing centre for online and bulk claims.
Listen very carefully, I shall post this only once:
Anything posted by me is from my own knowledge and experience, it is not legal advice or the official views of this forum.

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#24 Re: Gladstone's past collect film to dcbl help

Post by b21maleuk » 15 Jul 2017 21:52

Ok thanks
Will check ccj online
And,get back to you.

Thank you so much

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#25 Re: Gladstone's past collect film to dcbl help

Post by b21maleuk » 15 Jul 2017 23:45

Hi guys

Ok have checked ccj online
And have 2 unsatisfied ccj

1. 30/03/2017 £271
2.23/5/2016 £250

What do I do from here 😲

Think it's just the one there after

But will have to clear these,both as I can't remember the other ccj.

What steps to take,??

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#26 Re: Gladstone's past collect film to dcbl help

Post by Pote Snitkin » 15 Jul 2017 23:55

You can pay them direct to the creditor. DCBL are not acting as bailiffs in this matter as the debt is too low. However, as you don't know what the earlier CCJ is about, you can only deal with the later one.

You said in your first post that you 'ignored' the claim - what paperwork did you receive?

Probably deal with this better in the morning.
It is the first responsibility of every citizen to question authority. - Benjamin Franklin

On 29/06/17, Dodgeball said "Tax on income is not income tax". Discuss.

That's now two people who say they know...

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#27 Re: Gladstone's past collect film to dcbl help

Post by b21maleuk » 16 Jul 2017 08:03

I recived Gladstone's solicitors first

Then Northampton court.

Can't find Gladstone's letters
But do have the first court letter recived for this case Feb 2017.

How do I find out if I can pay stright to Creditors?
Can my account have been sold to debt collectors?

Thank you

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#28 Re: Gladstone's past collect film to dcbl help

Post by Pote Snitkin » 16 Jul 2017 09:09

b21maleuk wrote:
16 Jul 2017 08:03
How do I find out if I can pay stright to Creditors?
Can my account have been sold to debt collectors?

Thank you
Seems to me that Gladstone's are acting for the creditors, Euro Car Parks. This isn't a sold debt, but a parking charge that's been allowed to escalate. Post up a copy of the court letter, hiding any personal info, so we can see the gory details.

Regarding paying direct, it's not a case of seeing if you can pay; just send a cheque for the debt only, no DCBL fees, to the solicitor's made payable to Euro Car Parks with a covering letter. Send it recorded delivery.
It is the first responsibility of every citizen to question authority. - Benjamin Franklin

On 29/06/17, Dodgeball said "Tax on income is not income tax". Discuss.

That's now two people who say they know...

b21maleuk
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#29 Re: Gladstone's past collect film to dcbl help

Post by b21maleuk » 16 Jul 2017 15:00

Would that be the final payment at court stage?

I'll post up the court letter soon as I get in.
It has escalated a bit.

Do I need to be worried about dcbl?

Can I not pay stright to Northampton court?
Or does it not work like that?

Thank you for all info
Big mess I'm in :?

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#30 Re: Gladstone's past collect film to dcbl help

Post by b21maleuk » 16 Jul 2017 16:59

Court letter

It's a charge from 9/1/2016
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#31 Re: Gladstone's past collect film to dcbl help

Post by Pote Snitkin » 16 Jul 2017 18:23

That doesn't match what the other letter is claiming for. It seems to me that Gladstones are chasing both debts and there's confusion about which letter corresponds to which debt.

Go to the MCOL website - https://www.moneyclaim.gov.uk/web/mcol/welcome - and enter the court ref on that second letter to see what crops up.
It is the first responsibility of every citizen to question authority. - Benjamin Franklin

On 29/06/17, Dodgeball said "Tax on income is not income tax". Discuss.

That's now two people who say they know...

b21maleuk
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#32 Re: Gladstone's past collect film to dcbl help

Post by b21maleuk » 17 Jul 2017 00:19

Ok have looked
And this claim is in there

Nothing else was shown.

Says,to make payment with 14days. 14 days was,a long time ago.


Do I contact Gladstone's??

I really need to resolve this

Please,advice on next steps

Thank you

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#33 Re: Gladstone's past collect film to dcbl help

Post by Pote Snitkin » 17 Jul 2017 08:58

You should be able to pay it directly via the MCOL site at the amount the site states. However, I'm still concerned about the difference in the amounts claimed and believe that this is relating to 2 different accounts.

Personally I now wouldn't send any payments to Gladstones but try to pay it via MCOL. I certainly wouldn't send anything to DCBL - they're not acting as bailiffs in this matter and have no powers at all.

If you qualify for a court fee remission, there's no harm in trying to get it set aside as Euro Car Parks have said in their claim that you were the driver - they would need to prove that, plus justify their £160 'damages'. If you don't qualify, then it'll be cheaper to simply pay up.
It is the first responsibility of every citizen to question authority. - Benjamin Franklin

On 29/06/17, Dodgeball said "Tax on income is not income tax". Discuss.

That's now two people who say they know...

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#34 Re: Gladstone's past collect film to dcbl help

Post by Michelle » 17 Jul 2017 09:47

b21maleuk wrote:
16 Jul 2017 15:00
Would that be the final payment at court stage?

I'll post up the court letter soon as I get in.
It has escalated a bit.

Do I need to be worried about dcbl?

Can I not pay stright to Northampton court?
Or does it not work like that?

Thank you for all info
Big mess I'm in :?
It looks like both CCJs are older than a month, that means they will stay on record for 6 years even if fully paid up, only difference would be they would be marked as "satisfied".

A set aside application would set you back £255 each, unless you qualify for fee remission. If you intend to pay up, there is a possibility to get the judgments set aside by consent, that is, getting the creditor to agree to the set aside in exchange for getting paid in full, as opposed to struggling to enforce them or accepting low monthly payments. This would mean getting rid of them on the record as well as your credit file, however, in many cases, the courts have been reluctant to set aside judgments by consent because this practice was abused in the past and is regarded as "credit repair".

Also bear in mind having one CCJ is almost as bad, credit wise, as having two, so if you were to succeed with one you'd still have the other on file.

As it's now too late to get them off the system by paying them in full (unless they get set aside), you may consider setting up a repayment arrangement. Most people with CCJs pay them in affordable monthly installments and never see a bailiff. As long as you keep up the agreed repayments, they cannot use bailiffs to enforce them.
Listen very carefully, I shall post this only once:
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